You must be at least 18 years old, have job stability and a minimum income of €1,000/month. Regarding the documents to be provided:
Copy of invalid identity card or passport (front - back)
Stay at home for less than 3 months (electricity, water or mobile phone bill, etc.)
Proof of income (optional)
RIB in your name (bank identifier) or IBAN.
The amount of the loan is made up of 3,000 and 900,000 euros per tranche of 500 euros. However, the maximum loan amount for each borrower is calculated based on their borrowing capacity..
Registration fees: Registration fees may amount to 1% of the loaned capital. On average, between 150 and 3,000 euros, they do the work necessary for the constitution of your file. If your case is not difficult, you can easily take advantage of a discount of up to 50%. Once you have the profile of the ideal borrower, you can eliminate application fees immediately.
Each credit institution sets its management fees, there are no regulated tariffs. This means that they are therefore negotiable! Do not hesitate to ask for a discount, especially if you find that the fees offered by other institutions are lower.
However, in the event of a loan refusal, the banks generally do not pass on the administrative costs to you. However, credit for everything undertakes to reimburse in full within a maximum period of 48 hours.
Notary fees: Notary fees include several elements, including the various taxes that the notary has collected on behalf of the State, the various wholesale costs (disbursements) on behalf of the client plus his remuneration (emoluments). They are payable by the loan purchaser.
Contrary to what many people think, the loan contract between a professional lender and each person is always written by a notary. Only the loan contract between people of the same family can be drafted at home without going through a notary.
All you have to do is sign! Initialize pages and pages...and come back on time. Indeed, you can keep your offer for 3 days before calling our organization. This is a final period of reflection because taking out a loan is a long-term commitment.
Three days later, the papers are signed and sent. You are finally smiling at happiness.
Payments are made once by direct debit from the account.
Finally, it takes a first day for the study of your file and a second day for the signing of the contract, as well as a third day for the transfer of funds to your account.